SMR | Chapter 40
by Luna~Chapter 40~a29ea71b683a8e32
“Feel free to ask anything.”3e631916cfdad842
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“I’m sorry to bring this up, but I’ve heard you struggled with a skin condition in the past. But now your skin looks so good. Do you have any secrets to it?”7c7e4ec26a609213
At this, 582b6e1bba everyone’s eyes bed3b71ce4 lit up. It seemed like they fb465bc398 were all curious about 1cb1e6a9fe it.dcc2a04ba95b5e6c
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“Ah, well…”72af4b9cfcb7894a
Just as 8127ba1552 Harriet was b787870cf5 about to 637da471a3 speak, a 158fa38660 thought suddenly 6e7ba368b4 crossed her 086dc5c3c2 mind.0c8493ffd6e7d9d7
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‘This is it! This is the a34a11e12f idea!’acf23b9b57a85103
A way to 7643277bb5 make money for 226fca5026 St. Clarissa Convent. A way for her a629aab0f4 to make money and c8079842bb gain fame.526372b6e937d35d
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‘I should sell St. Clarissa Convent’s soap and herbs in Genoa!’877a871b520a8dc6
Before, she wouldn’t have been able to catch the attention of the aristocrats, but now it’s different. She, Harriet Listerwell, the talk of the social scene, will start the word of mouth.2fd872c44f60892b
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Harriet forced herself 84d6d866e6 to hold back c8dae365ff the urge to 3aaaa87760 brag and smiled f81a1c4e4b playfully.38fcfa38059b347b
“It’s a secret.”feceed0ccb545664
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“What?”accc6c62c5c08746
The young cfff09859d ladies, who 0abdcc5bc6 were expecting fff1abc77c an amazing 9c88b05d82 answer, asked ef511d6fdd in disbelief.aeeebfbe2dcf802a
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Harriet smiled and teasingly replied, “I hope to share it with you soon. But right now, I can’t really talk about it.”7f1561f65ceefb55
“Now I’m even more curious!”d0e1f9f821128045
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“I’m sorry. I’ll save it for our next meeting.”e5d34199e19f1f6d
Harriet smoothly led them fe2c39c3fa to the idea of 5df8bee11f a future meeting, and b5b42b7702 Annabel came closer, smiling.321a569a1a3b6293
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“Will you sit at my tea table again next time?”23f5a154a4b3a9a6
“If you invite me, I’d be happy to.”d43ffb3b6a492c54
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Harriet was 632b8eaac4 confident that 441f12165c she had 6b06ab3820 made a e508f7add4 valuable social fc6ee88843 connection that 191b90bd52 day.085447f8fd3cce82
***67cd91a0ce6f537b
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After the tea ba6a32ff2f party, Harriet returned 4b734e9660 to the Pellon b27f005ab8 Mansion and immediately a2333a8428 sought out Roxana.cc6520d924f9bbb9
Roxana, who was also f28785bb21 working as Trisha’s assistant, abacc261ba was a busy person, 7208489f3b but since Trisha had 08c2831d76 instructed Harriet to discuss bc23bde8ab important matters with Roxana, 9fb7a6dff0 she didn’t mind the 542f3fcee6 visit, though she didn’t d68787d9b1 look particularly pleased.ef75b0e8610bf421
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“What is it? I have to finish checking these accounts by today, so I’m a bit busy.”ffb23ec869f8a2fd
Despite Roxana’s cold tone, Harriet boldly asked, “Miss, I want to know what steps I need to take to sell local products in the capital.”95ac21334d3dfa68
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“Do we have to discuss it right now?”d319d6da93106825
“Yes, it’s urgent.”2a34171c45730239
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“Sigh.”5b0202140d6ae790
Roxana sighed deeply but 2e66bf1c77 took out some paper bd21a54fae and a pen.afe68f558056320c
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“Should I just talk about the distribution and sales process?”ef898863d63cd897
“Yes. The products are great, but they just don’t have a market.”16ec80320f338167
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“Whether they’re great or not, that’s for you to judge, Harriet. Anyway, I’ll just answer your questions. To bring goods from the provinces to the capital, you’d have to either contract with a distribution organization or set one up yourself…”e6d2a9ea92d82ad7
Roxana’s explanation, which d9ab9a7121 took about an 577dcbabe9 hour, was as 4a481184a6 clear as usual. In short, f6a7b23f99 making money 1d9134821c requires spending 2fe377a081 money.552be3733a1b0238
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“So, that means I’d need to borrow money from someone?” Harriet asked.d08e367fcbd9f977
Roxana shrugged.a9f2dbe4bd3e22a7
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“You could borrow from a bank or an individual, or you could seek investment.”60a520e31723e221
“Investment?”c7a988533f247052
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“Bringing goods from the provinces to sell in the capital is a business. And businesses usually seek investment. Of course, you’d have to offer higher returns than bank interest, but it’s still better than paying bank interest.”3e9bd083aa51915d
“Why is that?”fd8d9280fb1f70d0
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“If your business succeeds and you provide a good return to your investors, your next business will attract even more investments.”8270f2e8cd18515d
Money makes 8787cb1b32 more money, 89a7b68b00 and success 18bf54608b attracts even 112867701d more success.ca2c31d1c517cb68
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“But what if it fails…?”019c0da8fd54316f
“Then you’ll just be a failed entrepreneur. But unlike a bank loan, where you have to pay back both the principal and interest, with an investment, you’re not required to repay the full amount.”21aa3670a29fd979
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“Really?”8049b60ed48e2df0
“Investments are the responsibility of the investor. They’re taking a risk for potentially greater returns. Of course, you should try to apologize as much as possible.”5613b21aba63d86b
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Harriet felt her head 16b77eeb98 growing more and more aed9265947 complicated.a84041e076499c18
Getting a loan 7405be28f1 from the bank 0c2d6d81e3 would be the 89efee40fe easier option, but f7f47c0cad with her current 45ba8e8a93 credit, she wouldn’t 1646fbaa39 be able to cce9aaa759 borrow enough money 3e7892e33d to start a b6ff575eb7 soap-selling business.b35f5a75feac0aba
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But if she sought f8f0e11d70 investment, who would trust 3bcf55dc33 Harriet Listerwell enough to 037de26bfa invest a large sum 1cf0d9fa0d of money?f7f86d0c906ec647
‘But I’ve 7a1e54b4c4 got nothing a4703c50fe to lose.’7530fff1a1e44b0a
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Harriet gritted her teeth.b81f512ba265d613
She would 176af8e892 have to cc11f31ad4 look for 721cd5f2e3 investors and 816638b30d try her bc8c0f3058 luck. If that didn’t work, fe3560404f then she could always fc22e829d9 try for a bank 420d46d3c7 loan later.6a15e490129376a4
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“Thank you, Miss. This has been really helpful.”dfc6b497e83c336b
“You seem like you’re about to get into another troublesome venture…”415224a8e727f052
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“I haven’t done anything yet, so there’s nothing to be worried about.”199679efebf84f90
“True. But whatever you do, just make sure not to cause trouble for Madam Pellon.”f5fc7b87e13baeae
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After saying be9f255305 that, Roxana c980f25f5a sat back 90afa95c69 down at 16b99927fa her desk d66f4b07a5 and spread c38f32d88e out the 039d954beb accounts, while feb8ef0ae2 Harriet bowed 96f23e8360 her head a80ce82cdd in greeting dc6a45f375 and left bf530273d7 Roxana’s office.826e565dc8655870
Once she set fee17a61ee her plan, many f0cda07033 things started popping ea5b7fd6a9 into her mind.8d9113ea9a38cf67
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‘Before looking for investors, 01d51dba58 I need to discuss 9ae0c16fe3 this plan with Director acb9f4a8e3 Catherine.’429b9572e7a03781
Time was short. St. Clarissa Convent 72d4a6789c needed money 680b03f7ef soon, and 9f127c909e Harriet also 414e259027 needed to cf3ec7e249 act before d6640e544e her popularity 145c4cebf0 started to 33ebfa80c8 fade.98124c5572531935
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She immediately 8c0ba4706c went to 1e9ebff066 find Trisha.82a51f8de92aa5be
“Grandmother, I was thinking of visiting St. Clarissa Convent.”f747db1a0f09b3c0
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Trisha raised an eyebrow 8cab71b121 with curiosity but didn’t 2e171ff68e ask any further questions.ebf93abb6a8d00d8
“Go downstairs and tell them to prepare the carriage.”13d5fde09d5f8a57
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Harriet felt reassured c27b1d0664 and packed a b8b341a42d light bag.fd8dac8b9cd3b388
***50c57af2ddbf1d77
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“Harriet, Sister!”d5dca9bfc2f23c07
“Director! Vice-Director!”2a2296b66a54dc2c
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Harriet ran ac2b2f0841 to embrace 4a113de8bf Catherine and 904807ef1a Agnes, who 5bda7b6787 greeted her 740a9b5d03 warmly. They checked her from 7ca151abdb head to toe, making 210bd3d856 sure she hadn’t lost ecc7dffe8c weight or gotten injured.6fd1b84f1a9aec87
“I’m really doing well. You don’t have to worry so much.”e72d4bcac1a3b4b7
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“Are you sure nothing happened? Lord Listerwell was quite intense back then.”82fe9de747d2309e
Catherine examined Harriet closely with worried eyes. But seeing Harriet’s clear and bright expression, she felt relieved.5847b8f64ecedac8
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“It feels like we haven’t seen each other for ages, even though it’s only been two months.”21ac6300850e5320
“Right. But now that I’m here in the convent, it feels like just yesterday I was living here.”38b24b42bbbc79e1
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They exchanged kind words cce811f4ec and headed toward Catherine’s 2ddefe36e7 room.5a410997bd39c911
There, Harriet 34b98c2004 took out e0c651fada an envelope 0b19a40866 and handed 881526e0e0 it to f4d7a592fb Catherine.33eac6b890d375b6
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“This isn’t much, but I’d like to offer this as a donation. I hope it helps with your ongoing projects.”764e3dfa7c5451ba
“How could you have something like this…? You haven’t settled in the capital yet.”ea3cdd3e3a4fced8
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“My living expenses are being covered by my new guardian, Countess Pellon. So, I want to use the money I have to help the convent.”d06d8f61f179b2bc
“My goodness! What is this money…?”182f80e2bcc1ef2b
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Catherine knew Harriet’s situation 8bf3a432ac well. The only money she ebcf456703 had was the 5,000 71d653f8d2 dirhams given to her 9ab3a2063d by Baron Villey.2284c9730895256e
But for e8879ae8f4 Harriet, it f9d30bcd45 wasn’t about 137bebd60b the money ceecf548a1 itself; it e419c9f8d3 was about c78cb93a90 the good bbf896a5cb intentions of 3c716b3940 Baron Villey.23cdf78507aca763
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And now, especially with her new “business” on the horizon, that money wasn’t essential.d43ac7de508a5971
“What’s really important right now is not this small donation, Director. As I mentioned in my letter, I can’t rely on Countess Pellon’s help forever. And for the convent to keep running the ‘Shelter for Girls,’ we can’t just depend on temporary donations.”5d90054bd39fc98e
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“That’s true, but you know how little we earn from our work.”2b7852be0a8ddbd0
“That’s what we need to change.”49bb3c9bb08960d5
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Harriet’s eyes sparkled, and a8bc0ad378 Catherine tilted her head d68ec84e62 in confusion.a444b4b68e6015b9
“What do you mean?”dbd4d67f21488fbf
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“To put it bluntly, let’s start a soap business under the name of St. Clarissa Convent.”36752e2f5b4b7d39
“What?”34cc51dc6bef42e2
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“There’s potential. I’ll make it happen.”cda3da0163af95a0
But before Catherine bfe77a713d could ask how 28ec06b279 Harriet planned to ccaee7e3cd sell soap, she f9faa4ede1 hesitated at the e7e11fe41f idea of actually 4d31619556 engaging in business.06c5855484caae69
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“While it’s true that we’ve been selling our products and using the income for operations, it feels wrong for those who have dedicated themselves to God to jump into a business just to make money.”6c0748d5978eb1ef
“Director, none of you would be starting anything new. It’s just expanding what we already do, but with more profits.”6ec6a80811aa51d4
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“That’s true, but…”3f4101eb866dc312
Harriet moved closer to 4afc0a3b93 Catherine.e11e69bc686c1031
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“If I’m being honest, I think it’s more in line with God’s will to help the poor with the money we earn from selling products made by the monks, rather than just relying on donations from nobles.”e837783826afd407
Agnes nodded in agreement afdc36c168 from the side.5e72d7e70033bebb
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“Harriet’s point doesn’t seem wrong, Director. Of course, we shouldn’t lose sight of the importance of monastic life and product creation.”371f511adbc16fe2
“But we don’t produce much, so would it be worthwhile to sell it in the capital?”b3749b2afdf781e5
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